Isn't it a joke that insurance companies can base your rate on your credit history!! Like, someone with bad credit just has to be a bad driver! This is an issue that needs to be addressed...just doesn't make sense to me where the relation is...anyway, in the meantime...raise your deductable up to $500 or higher, but stash enough extra $ to cover it if you have the need to file...hang in there...in the meantime, hope you have cut up those cards!
it doesn't help that you lease your car. Also, always get quotes to see if someone can beat the price you pay now.
This is a good site to get quotes from
http://car-insurance.moneysavecenter.com and there's plenty more in google. http://answers.yahoo.com/question/accuse_write?qid=20070808071050AAqt9E0&kid=GcVoDEnZKFQs1XKt3GDc&s=comm&date=2008-06-21+10%3A45%3A09&.crumb=
There are many ways that you can lower your insurance. Some things you cannot change, such as your credit rating, but other things are in your control like taking driver's training or increaseing your deductible.
For more detailed information or more tips visit http://www.auto-insurance-knowledge.com/online-insurance-rates.html
Well, the DMP is probably trashing your credit.
MOST insurance companies won't work with you, however, if your credit is bad due to a catastrophic illness (like cancer) or divorce, some might - but ONLY the ones that work through agents. The Geico, Progressive, Leaders type won't care - YOU are your agent for them.
IF you've had the divorce or illness, or other extenuating circumstances, find a Travelers agent near you, see if they can help you out. If you haven't, if it's just overspending and credit cards, or unemployment or such, then you're out of luck . . . you'll have to wait it out, and it will be YEARS, as those DMP style outfits make things worse before they get better.

